Bed & Breakfast Insurance

Every effort to ensure your guests enjoy a quiet, comfortable, and memorable stay.

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Bed and breakfast insurance that works for you.

Your guests should enjoy a relaxing and tasteful stay at an establishment you worked hard to render. Don’t let your hard work go to waste. Find the coverage you need to serve your guests with peace of mind.

Bed & Breakfast operations are unique. So are your insurance needs.

The Great Outdoors Program is one of the leading outdoor hospitality insurance providers in North America. We understand that business owners whose customers enjoy outdoor activities face particular liability and property risks. Bed & Breakfast owners like you understand this, and The Great Outdoors Program understands you.

Bed and Breakfast Retreats offer an intimate environment where guests can rest and relax in home-style surroundings. Whether offering guests personal services or recreational activities, Bed and Breakfast lodging requires insurance programs customized to meet their unique requirements.

The Great Outdoors Program has access to a wide range of renters, homeowners, home renters, b&b home & guest house insurance providers specializing in exposures typical to Bed and Breakfast facilities.

The Great Outdoors Program highlights:

  • Property Coverage for Large Value Frame Buildings in an Unprotected Area.
  • Commercial Kitchens
  • Conference Centers.
  • Marina Operators Liability
  • Liquor Liability.
  • Automobiles, including Buses and Vans Used to Transport Guests
  • Equine Liability
  • Workers’ Compensation
Special Coverage Available

Available to owners that reside on premises and do not maintain other residences. Combined with the Household Personal Property endorsement, the need for a homeowners policy is eliminated. Coverage is expensive; therefore, coverage can only be offered if the business is solely owned by an individual or family that reside on the campground/resort.

Household Personal Property Coverage:
Extends property coverage to owners. May be purchased alone or with the Personal Liability Endorsement.

Mechanical Breakdown Coverage:
Available in most states and included in all property policies at no additional charge. This eliminates the need to purchase a stand-alone mechanical breakdown/boiler policy.

When it comes to your renters, homeowners, home renters, b&b home & guest house insurance needs, let our experience guide YOU to the right coverage. Our knowledge of the outdoors and our experience in the insurance industry gives us the ability to access multiple national insurance companies to design the right coverage at the right price specifically for your operation.

Bed & Breakfast Insurance Quote Request

As an independent agency, we offer multiple options at competitive prices.

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